Social Security payments are a crucial lifeline for millions of Americans, and with June 2025 approaching, many retirees and disability beneficiaries are wondering when their checks will arrive and if anything is changing.
Fortunately, the payment calendar remains consistent, but there are some new developments to be aware of. Here’s what you need to know:
**Payment Schedule:**
* June 3: Supplemental Security Income (SSI) recipients and those who began receiving Social Security before May 1997 will receive their payments.
* June 12: Individuals with birthdays between the 1st and 10th of any month will receive benefits.
* June 18: Those born between the 11th and 20th will receive payments, delayed by one day due to Juneteenth (June 19).
* June 25: Recipients with birthdays from the 21st to 31st will receive their checks.
**Changes Coming in June 2025:**
Two major changes are expected to affect beneficiaries:
1. **Increased Processing Delays:** The Social Security Administration has warned of potential delays in processing new claims for retirement and disability benefits due to internal staffing issues and higher-than-average new applications.
2. **Payment Adjustments:** A review of income eligibility thresholds has resulted in adjustments to benefit amounts for some Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI) recipients.
**Garnishment Alert:**
Starting in June 2025, certain Social Security recipients with outstanding federal student loans may face an automatic 15% garnishment of their monthly benefits. This policy is authorized under the Debt Collection Improvement Act and aims to recover defaulted loan balances.
**Who Is Affected?**
Retirees and disability beneficiaries with outstanding federal student loans in default status are at risk.
**What You Can Do:**
To avoid delays and ensure timely payments:
* Use direct deposit
* Update your information, including address and bank details
* Watch for mailed notices
* Stay informed and plan ahead
Source: https://www.fingerlakes1.com/2025/05/23/social-security-june-2025-payment-cuts-rules