After 100 days into President Donald Trump’s second term, many Americans who invested in their 401(k) plans may be wondering about the impact of his policies on their retirement savings.
In his first 100 days, Trump took several actions that affected the economy and financial markets. One significant move was his decision to roll back parts of the Dodd-Frank Act, a law aimed at regulating the banking industry.
The rollback of these regulations led to increased risk-taking by banks and other financial institutions. This shift in policy may have contributed to market volatility, which can be detrimental to long-term investment returns, including those in 401(k) plans.
Additionally, Trump’s policies on trade and taxes may also have impacted your retirement savings. His administration has pursued trade agreements that have led to tariffs and increased costs for businesses, potentially affecting the performance of your investments.
Investing time to review and understand these changes can help you make informed decisions about your 401(k) plan and optimize your returns in the long run.
(Suggested reading time: 5 minutes)
Source: https://www.washingtonpost.com/business/2025/04/30/trump-first-100-days-401k