How to Avoid Financial Regret on Vacation

Summer has come and gone, leaving behind a lingering worry about your credit card balance – a painful reminder that vacation fun often comes with financial costs. While it’s great to have the means to take a trip without financial stress, even the most responsible travelers can fall victim to post-trip regret.

To avoid this fate, consider planning a staycation – a vacation at home where you can relax and enjoy activities without breaking the bank. To make it feel like a real getaway, resist the temptation to tackle household chores and create a daily itinerary just as you would on a trip. Take advantage of free events and concerts, and search for affordable activities to minimize spending.

Be cautious of Buy Now, Pay Later (BNPL) credit deals that can lead to debt traps if payments are not made on time. Also, be mindful of freeloading family or friends who may try to take advantage of your generosity – set clear expectations for all costs before booking travel arrangements, and consider refusing freebies that might lead to timeshare sales.

To make the most of your vacation budget, pack lightly by packing only what you need, and avoid activities that require unnecessary spending. By being mindful of these tips, you can return home with memories, not financial remorse – a well-deserved reward for your hard work and responsible planning.

Source: https://www.washingtonpost.com/business/2025/05/30/summer-trip-travel-tips