The prices for next year’s health insurance plans have been made public, revealing significant increases across the country due to expiring tax subsidies. These subsidies help lower-income individuals and families pay their premiums. Without them, many will face higher costs, with some experiencing monthly price hikes of over $1,000.
The magnitude of these changes varies depending on factors such as location, age, and income level. For those earning below a certain threshold, free insurance may disappear, causing them to pay significantly more. In contrast, families at higher incomes might see varying price increases based on their household’s specific situation.
Some states face particularly high premium costs due to rural areas, while others experience more moderate rate hikes. The loss of subsidies will disproportionately affect those close to retirement age and lower-income households.
Source: https://www.nytimes.com/interactive/2025/10/30/upshot/obamacare-subsidies-new-prices.html