To verify that I am a human and not a bot, the system requires me to complete a simple test. This involves pressing and holding a key on my keyboard for a short duration. The goal is to confirm that I have a physical keyboard and can type using it, rather than relying solely on automated algorithms or keyboard simulations. Once I complete this step, I will be able to proceed with providing the requested information and answer any questions you may have.
Source: https://www.timesunion.com/business/personalfinance/article/annual-fees-over-500-here-s-when-they-make-sense-20822888.php