Social Security Payments: Timing and Benefits Explained

Millions of Americans will receive their Social Security payments this week, but the timing may vary due to the Administration’s unique payment system.

The Social Security Administration (SSA) pays out retirement, survivor, and disability benefits to over 70 million Americans each month. Because of the large number of recipients, not all claimants receive their money on the same date. Instead, payments are made according to individual dates of birth and benefit types.

This week, two rounds of Social Security payments will be made: one for retirement, spousal, and survivor benefits received by those born between the 21st and 31st of any calendar month (due May 28), and another for Supplemental Security Income (SSI) recipients, who will receive their monthly check slightly earlier than usual on Friday, May 30.

SSI payments are typically made on the first day of the month, but if that falls on a weekend or federal holiday, payments may be issued on the last business day before. Recipients can expect to receive two SSI payments in some months, and they don’t need to report this.

As of January 2025, the average Social Security retirement benefit is $1,976 per month. Maximum benefits vary depending on age at retirement: $2,831 for those claiming at 62, $4,018 at full retirement age (67), and $5,108 at age 70.

For SSI, the maximum monthly payment is $967 for individuals and $1,450 for couples, but these amounts can be lower due to income and living situation factors.

Source: https://www.newsweek.com/social-security-payments-may-28-2025-2076993