Personal finance experts usually advise against buying unnecessary items while paying off debt. However, the author argues against this approach and shares her own spending rule called the “$1 rule.” This rule involves determining how many times you’ll use an item before buying it and only purchasing if the cost per use is $1 or less. This method helps control spending without feeling restricted, allowing for some discretionary purchases while still working towards financial goals. The author shares her personal experiences applying this rule to various purchases and encourages readers to try it as well.
Source: https://www.cnet.com/personal-finance/banking/advice/i-ditched-debt-and-retired-early-by-following-the-1-dollar-rule-and-it-can-help-you-too/