President Donald J. Trump has signed an Executive Order to give 401(k) investors more access to alternative assets, such as private equity, real estate, and digital assets. The goal is to provide better returns and diversification for retirement savings.
The order directs the Secretary of Labor to clarify the Department of Labor’s position on alternative assets and how they can be included in investment portfolios without violating ERISA rules. It also instructs the Securities and Exchange Commission to revise regulations and guidance to facilitate access to these assets.
This move aims to address regulatory overreach, which has limited plan fiduciaries from including alternative assets in their investments. Alternative assets offer competitive returns and diversification benefits, but their inclusion has been restricted due to litigation risks and unclear guidelines.
President Trump’s goal is to ensure a dignified retirement for all Americans by expanding investment options. The executive order builds on his promise to enhance financial opportunities and retirement security for all Americans.
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Source: https://www.whitehouse.gov/fact-sheets/2025/08/fact-sheet-president-donald-j-trump-democratizes-access-to-alternative-assets-for-401k-investors