Social Security payments may seem like they won’t increase this month, but it’s actually a positive trend. The cost-of-living adjustment (COLA) causes benefits to rise with inflation each year. However, this only happens once annually, and pensions don’t follow the same schedule.
In March 2025, you might not receive an increase from February, but you’ll have seen one in the previous month. For retirees aged 70, the maximum payment is $5,180 per month, while those who qualify for Disability payments or apply at 67 can receive a maximum of $4,018.
To maximize Social Security benefits, consider these key factors:
1. **Delayed retirement**: The later you retire, the higher your benefit percentage.
2. **Years worked**: A minimum of 35 years contributes to your monthly check.
3. **Salary**: A good income during those years ensures a substantial benefit.
4. **Full retirement age vs. waiting for 70**: Waiting until 70 can result in the maximum $5,180 payment.
Even if you don’t receive the highest possible benefit, there are alternatives: $3,000 or $3,500 monthly payments without applying at 70 depend on your work history and years worked.
Source: https://www.tododisca.com/en/march-2025-social-security-checks-increase-february-payments