Impatient crypto investors may be considering selling their XRP holdings due to the recent 24% price drop, but a key adoption milestone in Japan could alter this decision. By the end of 2025, approximately 80% of Japanese banks are expected to adopt XRP for processing international money transfers, significantly reducing fees and enabling faster transactions.
This institutional adoption is bullish for XRP and suggests that the country with the world’s fourth-largest GDP will have its financial system geared towards transacting with the crypto. As a result, whenever the average bank in Japan wants to send an international money transfer, it may opt to use XRP due to its cost savings and faster settlement times.
In addition to Japan, there are also discussions underway in the US regarding including XRP in a hypothetical national cryptocurrency repository. This could lead to increased demand from financial institutions, potentially making FOMO more pronounced for those who sell now and miss out on future gains.
Further catalysts could soon spark growth for XRP, such as the potential approval of exchange-traded funds (ETFs) holding the coin. Such ETFs would increase liquidity and fees, attracting even more financial institutions to buy and hold XRP. With deeper liquidity and cost savings, the combination may prove too appealing to pass up.
Holding onto XRP for at least a few years or buying more of it to capture future upside from international adoption are better ideas than selling now. A short-term price drop does not threaten the investment thesis, and as its value-generation mechanism has time to deliver returns, XRP is likely to perform best over the long term.
Source: https://www.fool.com/investing/2025/02/26/thinking-of-selling-xrp-consider-this-1-number-fir